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Cash Advance Basic Undersood

How we do what we do

*  ANALYZE the past 4 months of a merchants sales

*  FORECAST the amount of sales that will occur in the next 4-6 months

*  ADVANCE a portion of those sales to the merchant

*  COLLECT  a percentage of MasterCard/Visa sale and debit charges
    (if applicable) over the next several months

*  WE do it through a preferred processor such as First Data who then
     deposits the percentage of MasterCard/Visa sale into our bank account
     while depositing the rest into the merchants bank account

TYPICAL MERCHANT PROFILE

* Restaurant, Automotive Service, Retail store,
   Beauty and Day Spa, Franchise, Doctor, Veterinarian and others

* Funds used for inventory, expansion, remodel, taxes, rent, cash flow and advertising

* Merchants in all 50 States nationwide

* Avg. $15,000 - $20,000 per month in credit card sales

* Independent owners

* No formal business education

INDUSTRIES FUNDED BY BFS

* Food and Beverage 31%
* Retail 27%
* Automotive 15%
* Personal 11% 
* Professional Services 7%
* Business Services 6%
* Lodging 2%
* Wholesale Distributors 2%